(Part 2 of 2)

People often search the wrong unclaimed money web sites because they're under the impression that any web site that allows them to put their name in to a search box will do. This could not be more wrong. To start with, there are very few web sites that actually have the real state records, and even those are notoriously not accurate because they aren't updated in real time. There are many types of unclaimed funds, but according to the State Treasury office, TN's most common are stock certificates, bank accounts, unclaimed wages, checks, gift certificates, refunds. Each type has a unique "dormancy period", which is the time that mus go by before the holder has to hand the assets over to the state to be held for the owners. Because of this, a search might not show any claims simply because the fund won't be turned over until the next month or year, or even for a number of years. This is why people should search frequently to be sure they have exhausted all avenues.

On top of the issues noted above, beginners will run in to a lot of stumbling blocks that will annoy them in their searches. The only way for TN residents to be sure that they're performing complete searches is to educate themselves before they begin their search. The best way to do this is to copy what others are doing. Why go the trial and error route when you can learn from expert searchers and duplicate their techniques?

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Spare change left at airport checkpoints
Unclaimed money, typically consisting of loose coins passengers take out of their pockets, is turned into the TSA financial office.

Unclaimed Money in Stocks: How to Track it Down
This week, I'm answering questions from readers, because there's an unclaimed money question that keeps coming up again and again. That tells me there's a need, so here goes. Here are two samples of the questions I've gotten:

Unclaimed money in Bryan County
DO YOU HAVE UNCLAIMED MONEY? Bryan residents who have unclaimed money or safe deposit box can find out in the newest database available through bryancountynow.com.